{"id":16881,"date":"2025-02-26T00:30:00","date_gmt":"2025-02-25T15:30:00","guid":{"rendered":"https:\/\/povmedia.mycafe24.com\/?p=16881"},"modified":"2025-03-19T20:24:08","modified_gmt":"2025-03-19T11:24:08","slug":"%eb%8c%80%ec%b6%9c%ed%95%9c%eb%8f%84-%ec%a0%84%eb%a7%8c%ed%81%bc-%ec%9e%98-%ec%95%88-%eb%82%98%ec%98%a8%eb%8b%a4","status":"publish","type":"post","link":"https:\/\/xiandahuizhanzhongxin.com\/%eb%8c%80%ec%b6%9c%ed%95%9c%eb%8f%84-%ec%a0%84%eb%a7%8c%ed%81%bc-%ec%9e%98-%ec%95%88-%eb%82%98%ec%98%a8%eb%8b%a4\/","title":{"rendered":"\ub300\ucd9c\ud55c\ub3c4 \uc804\ub9cc\ud07c \uc798 \uc548 \ub098\uc628\ub2e4?"},"content":{"rendered":"\n<div class=\"stb-block-outer\"><table class=\"stb-block stb-cols-1\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" style=\"overflow:hidden;margin:0px auto;padding:0px;width:100%;max-width:630px;clear:both;line-height:1.7;border-width:0px;border: 0px;font-size:14px;border:0\" width=\"100%\"><tbody><tr><td><table class=\"stb-cell-wrap\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\"><tbody><tr><td style=\"text-align:center;font-size:0\"><div class=\"stb-left-cell\" style=\"max-width:630px;width:100%!important;margin:0;vertical-align:top;border-collapse:collapse;font-size:unset\"><div class=\"stb-text-box\" style=\"text-align:justify;margin:0px;line-height:1.7;font-size:14px;font-family:AppleSDGothic, apple sd gothic neo, noto sans korean, noto sans korean regular, noto sans cjk kr, noto sans cjk, nanum gothic, malgun gothic, dotum, arial, helvetica, MS Gothic, sans-serif!important;color:#000000;clear:both;border:0\"><table class=\"stb-text-box-inner\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" style=\"width:100%\"><tbody><tr><td style=\"padding:15px 25px 15px 25px;font-size:14px;line-height:1.7;color:#000000;border:0;font-family:AppleSDGothic, apple sd gothic neo, noto sans korean, noto sans korean regular, noto sans cjk kr, noto sans cjk, nanum gothic, malgun gothic, dotum, arial, helvetica, MS Gothic, sans-serif!important;width:100%\"><p><span class=\"stb-bold\" style=\"font-weight: bold\">\uae00, <span style=\"text-decoration: underline\" class=\"stb-underline\"><a href=\"https:\/\/product.kyobobook.xiandahuizhanzhongxin.com\/detail\/S000001988291\" class=\"stb-underline\" target=\"_blank\" style=\"font-weight: normal;text-decoration: underline\" rel=\"noopener\">JYP<\/a><\/span><\/span><\/p>\n<p style=\"text-align: left\"><br><\/p>\n<div>\n<h2 style=\"padding: 0px;margin: 0px;line-height: 1.7;text-align: left\"><span class=\"stb-bold stb-fore-colored\" style=\"font-weight: bold;color: #000000\"><span style=\"font-size: 20px;text-decoration: none\">\uc2a4\ud2b8\ub808\uc2a4 DSR\uc774 \uc2dc\ud589\ub3fc\uc694<\/span><\/span><\/h2>\n<p style=\"text-align: left\"><span style=\"color: #000000\" class=\"stb-fore-colored\"><span style=\"font-size: 16px;font-weight: 400;text-decoration: none\">26\uc77c \uc624\ub298\ubd80\ud130 \u2018<\/span><a href=\"https:\/\/www.fsc.go.kr\/po010101\/81343?srchCtgry=1&amp;curPage=&amp;srchKey=&amp;srchText=&amp;srchBeginDt=&amp;srchEndDt=\" style=\"text-decoration: none;font-weight: normal\" class=\"stb-fore-colored\" target=\"_blank\" rel=\"noopener\"><span style=\"font-size: 16px;font-weight: 400;text-decoration: underline\" class=\"stb-underline\">\uc2a4\ud2b8\ub808\uc2a4 DSR<\/span><\/a><span style=\"font-size: 16px;font-weight: 400;text-decoration: none\">\u2019 \uc81c\ub3c4\uac00 \uc2dc\ud589\ub3fc\uc694. DSR(Debt Service Ratio, \ucd1d\ubd80\ucc44\uc6d0\ub9ac\uae08\uc0c1\ud658\ube44\uc728)\uc740 1\uc5b5 \uc6d0 \uc774\uc0c1 \ub300\ucd9c\uc744 \ubc1b\uc744 \ub54c, \ub300\ucd9c\ud55c\ub3c4\ub97c \uacc4\uc0b0\ud558\ub294 \ub370 \uc0ac\uc6a9\ud558\ub294 \uacf5\uc2dd\uc774\uc5d0\uc694. \ub3c8\uc744 \ube4c\ub9ac\ub824\ub294 \uc0ac\ub78c, \uc989 \ucc28\uc8fc\uc758 \uc5f0\uc18c\ub4dd\uc5d0\uc11c \uc5f0\uac04 \uc6d0\ub9ac\uae08 \uc0c1\ud658\uc561(\uc6d0\uae08 \uc0c1\ud658 + \uc774\uc790 \ube44\uc6a9\uc73c\ub85c \ub098\uac00\ub294 \uae08\uc561)\uc758 \ube44\uc911\uc774 40%\ub97c \ub118\uc9c0 \ubabb\ud558\ub3c4\ub85d \ub300\ucd9c\ud55c\ub3c4\ub97c \uacb0\uc815\ud569\ub2c8\ub2e4.&nbsp;<\/span><\/span><\/p>\n<p style=\"text-align: left\"><br><\/p>\n<h2 style=\"padding: 0px;margin: 0px;line-height: 1.7;text-align: left\"><span class=\"stb-bold stb-fore-colored\" style=\"font-weight: bold;color: #000000\"><span style=\"font-size: 20px;text-decoration: none\">\ub300\ucd9c\ud55c\ub3c4\uac00 \uc904\uc5b4\ub4e4 \uac70\uc608\uc694<\/span><\/span><\/h2>\n<p style=\"text-align: left\"><span style=\"color: #000000\" class=\"stb-fore-colored\"><span style=\"font-size: 16px;font-weight: 400;text-decoration: none\">\uc2a4\ud2b8\ub808\uc2a4 DSR \uc81c\ub3c4 \uc2dc\ud589\uc73c\ub85c, \ub300\ucd9c \ubc1b\uc744 \ub54c \uc815\ud558\ub294 \ub300\ucd9c\ud55c\ub3c4\uac00 \uc804\ubcf4\ub2e4 \uc904\uc5b4\ub4e4 \uac70\uc608\uc694. \ub300\ucd9c\ud55c\ub3c4\ub97c \uc815\ud560 \ub54c, \ud5a5\ud6c4 \uae08\ub9ac\uac00 \uc624\ub97c \uac00\ub2a5\uc131\uc744 \ud568\uaed8 \uace0\ub824\ud574 \uacb0\uc815\ud558\uac8c \ub418\uac70\ub4e0\uc694. \uc5ec\uae30\uc11c \u2018\ud5a5\ud6c4 \uae08\ub9ac\uac00 \uc624\ub97c \uac00\ub2a5\uc131\u2019\uc744 \ubc18\uc601\ud55c \uac8c \u2018<\/span><a href=\"https:\/\/biz.chosun.com\/site\/data\/html_dir\/2012\/09\/28\/2012092800301.html\" style=\"text-decoration: none;font-weight: normal\" class=\"stb-fore-colored\" target=\"_blank\" rel=\"noopener\"><span style=\"font-size: 16px;font-weight: 400;text-decoration: underline\" class=\"stb-underline\">\uc2a4\ud2b8\ub808\uc2a4 \uae08\ub9ac<\/span><\/a><span style=\"font-size: 16px;font-weight: 400;text-decoration: none\">\u2019\uc608\uc694. \uc2a4\ud2b8\ub808\uc2a4 \uae08\ub9ac\ub294 \uacfc\uac70 5\ub144 \uc911 \uac00\uc7a5 \ub192\uc740 \uc6d4\ubcc4 \uae08\ub9ac\uc640 \ud604\uc7ac \uae08\ub9ac\uc758 \ucc28\uc774\ub85c \uacb0\uc815\ub3fc\uc694. \uc55e\uc73c\ub85c\ub294 \uc6d0\ub9ac\uae08 \uc0c1\ud658\uc561\uc744 \uacc4\uc0b0\ud560 \ub54c \ud604\uc7ac \uc774\uc790\uc5d0 \uc2a4\ud2b8\ub808\uc2a4 \uae08\ub9ac\uae4c\uc9c0 \ub354\ud574\uc11c \ubcf4\uac8c \ub3fc\uc694.&nbsp;<\/span><\/span><\/p>\n<p style=\"text-align: left\"><br><\/p>\n<h2 style=\"padding: 0px;margin: 0px;line-height: 1.7;text-align: left\"><span class=\"stb-bold stb-fore-colored\" style=\"font-weight: bold;color: #000000\"><span style=\"font-size: 20px;text-decoration: none\">\uc810\ucc28\uc801\uc73c\ub85c \ucd94\uc9c4\ub3fc\uc694<\/span><\/span><\/h2>\n<p style=\"text-align: left\"><span style=\"color: #000000\" class=\"stb-fore-colored\"><span style=\"font-size: 16px;font-weight: 400;text-decoration: none\">\uc2a4\ud2b8\ub808\uc2a4 \uae08\ub9ac\ub294 \ucd5c\uc18c 1.5%, \ucd5c\ub300 3.0%\ub85c \uc815\ud574\uc838\uc694. \uc544\ubb34\ub9ac \uc801\uc5b4\ub3c4 1.5%\uac00 \ucd94\uac00 \uc801\uc6a9\ub418\ub294 \uac70\uc8e0. \ub2e8, \uc774 \uc81c\ub3c4\uac00 100% \ubc14\ub85c \uc2dc\ud589\ub418\ub294 \uac74 \uc544\ub2c8\uace0, <\/span><a href=\"https:\/\/n.news.naver.com\/mnews\/article\/366\/0000972115?sid=101\" style=\"text-decoration: none;font-weight: normal\" class=\"stb-fore-colored\" target=\"_blank\" rel=\"noopener\"><span style=\"font-size: 16px;font-weight: 400;text-decoration: underline\" class=\"stb-underline\">\uc2dc\ucc28\ub97c \ub450\uace0 \uc810\ucc28 \uc801\uc6a9 \ubc94\uc704\ub97c \ub298\ub824\uac08 \uacc4\ud68d\uc774\uc5d0\uc694<\/span><\/a><span style=\"font-size: 16px;font-weight: 400;text-decoration: none\">. \uc624\ub298\ubd80\ud130 \uc801\uc6a9\ub418\ub294 \uac74 \uc740\ud589 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc785\ub2c8\ub2e4. <span>\uc2a4\ud2b8\ub808\uc2a4 \uae08\ub9ac\ub294 \uc0c1\ubc18\uae30\uc5d0\ub294 25%, \ud558\ubc18\uae30\uc5d0 50%, 2025\ub144\ubd80\ud130 100% \uc801\uc6a9\ub420 \uc608\uc815\uc774\uc5d0\uc694.<\/span><\/span><\/span><\/p>\n<\/div><\/td><\/tr><\/tbody><\/table><\/div><\/div><\/td><\/tr><\/tbody><\/table><\/td><\/tr><\/tbody><\/table><\/div>\n\n\n\n<div class=\"stb-block-outer\"><table class=\"stb-block stb-cols-1\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" style=\"overflow:hidden;margin:0px auto;padding:0px;width:100%;max-width:630px;clear:both;line-height:1.7;border-width:0px;border: 0px;font-size:14px;border:0\" width=\"100%\"><tbody><tr><td><table class=\"stb-cell-wrap\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\"><tbody><tr><td style=\"text-align:center;font-size:0\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" align=\"left\" width=\"100%\">  <tbody><tr>    <td style=\"padding:15px 0px 15px 0px;border:0\">      <table class=\"stb-partition\" style=\"width:100%;height: 0;background: none;padding: 0px;border-top-width:1px;border-top-style:dashed;border-top-color:#c9c9c9;margin:0 0;border-collapse:separate\"><\/table>    <\/td>  <\/tr><\/tbody><\/table><\/td><\/tr><\/tbody><\/table><\/td><\/tr><\/tbody><\/table><\/div>\n\n\n\n<div class=\"stb-block-outer\"><table class=\"stb-block stb-cols-1\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" style=\"overflow:hidden;margin:0px auto;padding:0px;width:100%;max-width:630px;clear:both;line-height:1.7;border-width:0px;border: 0px;font-size:14px;border:0\" width=\"100%\"><tbody><tr><td><table class=\"stb-cell-wrap\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\"><tbody><tr><td style=\"text-align:center;font-size:0\"><div class=\"stb-left-cell\" style=\"max-width:630px;width:100%!important;margin:0;vertical-align:top;border-collapse:collapse;font-size:unset\"><div class=\"stb-text-box\" style=\"text-align:justify;margin:0px;line-height:1.7;font-size:14px;font-family:AppleSDGothic, apple sd gothic neo, noto sans korean, noto sans korean regular, noto sans cjk kr, noto sans cjk, nanum gothic, malgun gothic, dotum, arial, helvetica, MS Gothic, sans-serif!important;color:#000000;clear:both;border:0\"><table class=\"stb-text-box-inner\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" style=\"width:100%\"><tbody><tr><td style=\"padding:15px 25px 15px 25px;font-size:14px;line-height:1.7;color:#000000;border:0;font-family:AppleSDGothic, apple sd gothic neo, noto sans korean, noto sans korean regular, noto sans cjk kr, noto sans cjk, nanum gothic, malgun gothic, dotum, arial, helvetica, MS Gothic, sans-serif!important;width:100%\"><div style=\"font-size: 14px\"><span style=\"color: #ff2222;font-size: 14px;font-weight: bold\" class=\"stb-bold stb-fore-colored\">\uc5b4\ud53c\ud2f0\uc758 \ucf54\uba58\ud2b8<\/span><\/div>\n<ul style=\"padding: 0px;margin: 0px 0px 0px 30px\">\n<li style=\"font-size: 14px\">\n<p style=\"text-align: left\"><span style=\"color: #000000;font-size: 14px\" class=\"stb-fore-colored\"><span class=\"stb-bold\" style=\"font-weight: bold\"><span style=\"text-decoration: none\">JYP: <span style=\"font-size: 14px;font-weight: 400;text-decoration: none\">\uc624\ub298 \ub274\uc2a4\ub294 \uc5b4\ub835\uac8c \ub290\uaef4\uc9c0\ub294 \uac83\uc774 \ub2f9\uc5f0\ud55c \uc8fc\uc81c\uc608\uc694. \uae30\uc5b5\ud574\uc57c \ud560 \uac74, <\/span><span style=\"font-size: 14px;font-weight: 400;text-decoration: none;color: #000000;background-color: #faffaa\" class=\"stb-fore-colored stb-hilitecolor-colored\">\uc55e\uc73c\ub85c \ud07c\uc9c1\ud55c \ub300\ucd9c\uc744 \ubc1b\uc744 \ub54c \ub300\ucd9c\ud55c\ub3c4\ub97c \uc608\uc804\ub9cc\ud07c \ub109\ub109\ud558\uac8c \ubc1b\uae30\uac00 \uc5b4\ub824\uc6cc\uc9c8 \uac70\ub780 \uc810\uc774\uc5d0\uc694.<\/span><span style=\"font-size: 14px;font-weight: 400;text-decoration: none\"> \uc774 \uc81c\ub3c4\ub294 \uc815\ubd80\uac00 \uac00\uacc4\ub300\ucd9c\uc744 \uc7a1\uae30 \uc704\ud574 \uc9c0\ub09c\ud574\ubd80\ud130 \ucd94\uc9c4\ud558\uae30 \uc2dc\uc791\ud588\uc5b4\uc694. \uae08\uc735\uc704\uc6d0\ud68c\ub294 \ub300\ucd9c\ud55c\ub3c4\uac00 \uc791\ub144 \ub9d0\uc5d0 \ube44\ud574 \uc62c\ud574 \uc0c1\ubc18\uae30\uc5d0\ub294 2~4%, \ud558\ubc18\uae30\uc5d0\ub294 3~9%, \ub0b4\ub144\uc5d0\ub294 6~16% \uac10\uc18c\ud560 \uac70\ub77c \ubcf4\uace0 \uc788\uc5b4\uc694. <\/span><\/span><\/span><\/span><\/p>\n<\/li>\n<\/ul><\/td><\/tr><\/tbody><\/table><\/div><\/div><\/td><\/tr><\/tbody><\/table><\/td><\/tr><\/tbody><\/table><\/div>\n\n\n\n<div class=\"stb-block-outer\"><table class=\"stb-block stb-cols-1\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" style=\"overflow:hidden;margin:0px auto;padding:0px;width:100%;max-width:630px;clear:both;line-height:1.7;border-width:0px;border: 0px;font-size:14px;border:0\" width=\"100%\"><tbody><tr><td><table class=\"stb-cell-wrap\" border=\"0\" cellpadding=\"0\" cellspacing=\"0\" width=\"100%\"><tbody><tr><td style=\"text-align:center;font-size:0\"><div class=\"stb-left-cell\" style=\"max-width:630px;width:100%!important;margin:0;vertical-align:top;border-collapse:collapse;font-size:unset\"><div class=\"stb-image-box\" style=\"text-align:justify;margin:0px;width:100%;clear:both\"><table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" style=\"width:100%\"><tbody><tr><td style=\"padding:15px 25px 15px 25px;text-align:justify;font-size:0;border:0;line-height:0;width:100%\"><a href=\"https:\/\/page.stibee.com\/subscriptions\/40802\/?recommender=\" target=\"_blank\" style=\"text-decoration: underline;font-weight: normal\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/img.stibee.com\/8466_1708842079.png\" style=\"width:100%;vertical-align:bottom;text-align:justify;max-width:100%;height:auto;border:0\" width=\"580\" class=\"stb-justify\"><\/a><\/td><\/tr><\/tbody><\/table><\/div><\/div><\/td><\/tr><\/tbody><\/table><\/td><\/tr><\/tbody><\/table><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\uae00, JYP \uc2a4\ud2b8\ub808\uc2a4 DSR\uc774 \uc2dc\ud589\ub3fc\uc694 26\uc77c \uc624\ub298\ubd80\ud130 \u2018\uc2a4\ud2b8\ub808\uc2a4 DSR\u2019 \uc81c\ub3c4\uac00 \uc2dc\ud589\ub3fc\uc694. DSR(Debt Service Ratio, \ucd1d\ubd80\ucc44\uc6d0\ub9ac\uae08\uc0c1\ud658\ube44\uc728)\uc740 1\uc5b5 \uc6d0 \uc774\uc0c1 \ub300\ucd9c\uc744 \ubc1b\uc744 \ub54c, \ub300\ucd9c\ud55c\ub3c4\ub97c \uacc4\uc0b0\ud558\ub294 \ub370 \uc0ac\uc6a9\ud558\ub294 \uacf5\uc2dd\uc774\uc5d0\uc694. \ub3c8\uc744 \ube4c\ub9ac\ub824\ub294 \uc0ac\ub78c, \uc989 \ucc28\uc8fc\uc758 \uc5f0\uc18c\ub4dd\uc5d0\uc11c \uc5f0\uac04 \uc6d0\ub9ac\uae08 \uc0c1\ud658\uc561(\uc6d0\uae08 \uc0c1\ud658 + \uc774\uc790 \ube44\uc6a9\uc73c\ub85c \ub098\uac00\ub294 \uae08\uc561)\uc758 \ube44\uc911\uc774 40%\ub97c \ub118\uc9c0 \ubabb\ud558\ub3c4\ub85d \ub300\ucd9c\ud55c\ub3c4\ub97c \uacb0\uc815\ud569\ub2c8\ub2e4.&nbsp; \ub300\ucd9c\ud55c\ub3c4\uac00 \uc904\uc5b4\ub4e4 \uac70\uc608\uc694 \uc2a4\ud2b8\ub808\uc2a4 DSR \uc81c\ub3c4 \uc2dc\ud589\uc73c\ub85c, \ub300\ucd9c [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":16882,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":30,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[109,117],"tags":[392,1282],"yoast_head":"\n<title>\ub300\ucd9c\ud55c\ub3c4 \uc804\ub9cc\ud07c \uc798 \uc548 \ub098\uc628\ub2e4? - UPPITY \uc5b4\ud53c\ud2f0<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/xiandahuizhanzhongxin.com\/\ub300\ucd9c\ud55c\ub3c4-\uc804\ub9cc\ud07c-\uc798-\uc548-\ub098\uc628\ub2e4\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\ub300\ucd9c\ud55c\ub3c4 \uc804\ub9cc\ud07c \uc798 \uc548 \ub098\uc628\ub2e4? - UPPITY \uc5b4\ud53c\ud2f0\" \/>\n<meta property=\"og:description\" content=\"\uae00, JYP \uc2a4\ud2b8\ub808\uc2a4 DSR\uc774 \uc2dc\ud589\ub3fc\uc694 26\uc77c \uc624\ub298\ubd80\ud130 \u2018\uc2a4\ud2b8\ub808\uc2a4 DSR\u2019 \uc81c\ub3c4\uac00 \uc2dc\ud589\ub3fc\uc694. 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