{"id":13769,"date":"2024-09-07T10:00:00","date_gmt":"2024-09-07T01:00:00","guid":{"rendered":"https:\/\/povmedia.mycafe24.com\/?p=13769"},"modified":"2025-04-01T13:59:13","modified_gmt":"2025-04-01T04:59:13","slug":"%eb%85%b8%eb%8a%94-%eb%8f%88-%ec%96%b4%eb%96%bb%ea%b2%8c-%ea%b4%80%eb%a6%ac%ed%95%98%ec%a7%80-%ec%a0%9c%ec%95%bd%ed%9a%8c%ec%82%ac-%ec%8b%a0%ec%9e%85%ec%82%ac%ec%9b%90%ec%9d%98-%eb%a8%b8%eb%8b%88","status":"publish","type":"post","link":"https:\/\/xiandahuizhanzhongxin.com\/%eb%85%b8%eb%8a%94-%eb%8f%88-%ec%96%b4%eb%96%bb%ea%b2%8c-%ea%b4%80%eb%a6%ac%ed%95%98%ec%a7%80-%ec%a0%9c%ec%95%bd%ed%9a%8c%ec%82%ac-%ec%8b%a0%ec%9e%85%ec%82%ac%ec%9b%90%ec%9d%98-%eb%a8%b8%eb%8b%88\/","title":{"rendered":"\ub178\ub294 \ub3c8, \uc5b4\ub5bb\uac8c \uad00\ub9ac\ud558\uc9c0? \uc81c\uc57d\ud68c\uc0ac \uc2e0\uc785\uc0ac\uc6d0\uc758 \uba38\ub2c8\ub85c\uadf8"},"content":{"rendered":"\n<div style=\"height:24px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\uba38\ub2c8 \ud504\ub85c\ud544<\/strong><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<ul>\n<li><strong>\ub2c9\ub124\uc784:<\/strong>&nbsp;\uc5d8\ub9ac<\/li>\n\n\n\n<li><strong>\ub098\uc774:&nbsp;<\/strong>\ub9cc 24\uc138<\/li>\n\n\n\n<li><strong>\ub3c8 \uad00\ub828 \ubaa9\ud45c:&nbsp;<\/strong>2023\ub144 \ud55c \ud574 1,800\ub9cc \uc6d0 \ubaa8\uc73c\uae30<\/li>\n\n\n\n<li><strong>\ud558\ub294 \uc77c:&nbsp;<\/strong>\uc81c\uc57d\ud68c\uc0ac \ub9c8\ucf00\ud305 1\ub144 \ucc28 \uc0ac\uc6d0<\/li>\n\n\n\n<li><strong>\uc5f0\ubd09:&nbsp;<\/strong>\uc57d 3,600\ub9cc \uc6d0<\/li>\n\n\n\n<li><strong>\uc6d4\ud3c9\uade0 \uc2e4\uc218\ub839\uc561:&nbsp;<\/strong>\uc57d 270\ub9cc \uc6d0(\uc0ac\ub0b4 \ub300\ucd9c \uc81c\uc678)<\/li>\n\n\n\n<li><strong>\uc8fc\uac70 \ud615\ud0dc:&nbsp;<\/strong>\ubcf8\uac00 \uac70\uc8fc<\/li>\n\n\n\n<li><strong>\ud604\uc7ac \uc790\uc0b0<\/strong>\n<ul>\n<li><strong>\ube44\uc0c1\uae08:&nbsp;<\/strong>\uc57d 800\ub9cc \uc6d0<\/li>\n\n\n\n<li><strong>\uc608\uc801\uae08:&nbsp;<\/strong>\uc57d 1\ucc9c\ub9cc \uc6d0, \uccad\ub144\ub0b4\uc77c\ucc44\uc6c0\uacf5\uc81c \uc57d 580\ub9cc \uc6d0<\/li>\n\n\n\n<li><strong>\uc8fc\uc2dd:<\/strong>&nbsp;\uc608\uce58\uae08 500\ub9cc \uc6d0, \ud22c\uc790\uae08 2\ucc9c\ub9cc \uc6d0<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\ub098\uc758 \ub3c8 \uad00\ub9ac \ub8e8\ud2f4<\/h2>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>\ub098\uc758 \ud55c \ub2ec \ub3c8 \uad00\ub9ac \ubc29\ubc95<\/strong><\/p>\n\n\n\n<ul>\n<li><strong>\uc6d4\uae09 \uad00\ub9ac<\/strong>\n<ul>\n<li>\ud1b5\uc7a5\ucabc\uac1c\uae30\ub97c \ud574\uc11c \uc6d4\uae09\ub0a0\uc5d0 \uc6d4\uae09\ud1b5\uc7a5 \uc794\uc561\uc774 0\uc6d0\uc774 \ub418\ub3c4\ub85d \ub9cc\ub4ed\ub2c8\ub2e4.&nbsp;<\/li>\n\n\n\n<li>\ub9e4\ub2ec 157\ub9cc \uc6d0\uc744 \uc800\ucd95\ud574\uc57c 5\ub144 \ub4a4\uc5d0 1\uc5b5 \uc6d0\uc744 \ub9cc\ub4e4 \uc218 \uc788\ub2e4\ub294 \uac78 \uc54c\uace0, \uc800\ucd95\uc744 \uc2dc\uc791\ud588\uc5b4\uc694.<\/li>\n\n\n\n<li>\uc2e0\uc6a9\uce74\ub4dc\ub85c \uc815\uae30 \uc9c0\ucd9c\uacfc \uc0dd\ud65c\ube44\ub97c \ud574\uacb0\ud574\uc694. \ub9e4\ub2ec 25\ub9cc \uc6d0 \uacb0\uc81c\ud574 \ud61c\ud0dd\uc744 \ubc1b\uace0, \uc120\uacb0\uc81c\ub97c \ud1b5\ud574 \uccb4\ud06c\uce74\ub4dc\ucc98\ub7fc \uc0ac\uc6a9\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>\uc6d4\ud3c9\uade0 \uace0\uc815\ube44<\/strong><\/p>\n\n\n\n<ul>\n<li><strong>\uad50\ud1b5\ube44:<\/strong>&nbsp;10\ub9cc \uc6d0(\uc54c\ub730\uad50\ud1b5\uce74\ub4dc \uc0ac\uc6a9)<\/li>\n\n\n\n<li><strong>\ud1b5\uc2e0\ube44:&nbsp;<\/strong>17,000\uc6d0<\/li>\n\n\n\n<li><strong>\uc720\ub8cc \uad6c\ub3c5 \uc11c\ube44\uc2a4:<\/strong>&nbsp;\ucfe0\ud321 4,900\uc6d0, \uc544\uc774\ud074\ub77c\uc6b0\ub4dc 3,300\uc6d0, \uc720\ud29c\ube0c \ud504\ub9ac\ubbf8\uc5c4 4,000\uc6d0<\/li>\n\n\n\n<li><strong>\uc790\uae30\uacc4\ubc1c:&nbsp;<\/strong>30\ub9cc \uc6d0(\uc6b4\ub3d9, \ud559\uc6d0 \ub4f1)<\/li>\n<\/ul>\n\n\n\n<p><strong>\uc6d4\ud3c9\uade0 \ubcc0\ub3d9\ube44<\/strong><\/p>\n\n\n\n<ul>\n<li><strong>\uc6a9\ub3c8:&nbsp;<\/strong>30\ub9cc \uc6d0(\ub370\uc774\ud2b8, \uce5c\uad6c \uc57d\uc18d \ub4f1)<\/li>\n\n\n\n<li><strong>\uc0dd\ud65c\ube44:&nbsp;<\/strong>25\ub9cc \uc6d0(\uc2dd\ube44, \uc0dd\ud65c\uc6a9\ud488, \ud654\uc7a5\ud488, \ubcd1\uc6d0 \ub4f1)<\/li>\n<\/ul>\n\n\n\n<p><strong>\uc5f0\uac04 \ube44\uc815\uae30 \uc9c0\ucd9c<\/strong><\/p>\n\n\n\n<ul>\n<li><strong>\uc5f0\uac04 \uc5ec\ud589 \uacbd\ube44:&nbsp;<\/strong>200\ub9cc \uc6d0<\/li>\n\n\n\n<li><strong>\uc5f0\uac04 \uacbd\uc870\uc0ac \ube44\uc6a9:<\/strong>&nbsp;60\ub9cc \uc6d0(\ub9e4\ub2ec 5\ub9cc \uc6d0\uc529 \uc800\ucd95\ud574\uc11c \uc0ac\uc6a9)<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\ub3c8 \uad00\ub828 \uace0\ubbfc\uacfc \uc5b4\ud53c\ud2f0\uc758 \uc194\ub8e8\uc158&nbsp;<\/strong><\/h2>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Q. \ub3c8\uc744 \uc5b4\ub5bb\uac8c \uad74\ub9ac\uba74 \uc88b\uc744\uae4c\uc694?<\/strong><\/h2>\n\n\n\n<p>\ub178\ub294 \uae08\uc561\uc744 \uad74\ub9ac\uace0 \uc2f6\uc740\ub370 \uc5b4\ub5a4 \uac83\ubd80\ud130 \uc2dc\uc791\ud574\uc57c \ud560\uc9c0 \ubaa8\ub974\uaca0\uc5b4\uc694. \uc8fc\uc2dd \ud22c\uc790\uc5d0\ub294 \uc774\ubbf8 \ub9ce\uc740 \ub3c8\uc744 \ub123\uc5b4\ub454 \uc0c1\ud0dc\ub77c \ub354 \ud558\uace0 \uc2f6\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. \ube44\uc0c1\uae08\ub3c4 \ub9ce\uc740 \uac83 \uac19\uc740\ub370, \uc5b4\ud53c\ud2f0\uac00 \uc0dd\uac01\ud558\uae30\uc5d0\ub294 \uc5b4\ub5a4\uac00\uc694?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>A. \ub178\ub294 \ub3c8, \uc774\ub807\uac8c \uad00\ub9ac\ud558\uc138\uc694<\/strong><\/h2>\n\n\n\n<p>\uc5d8\ub9ac \ub2d8\uc740 \uc9c1\uc7a5\uc0dd\ud65c\uc744 \uc2dc\uc791\ud558\uba74\uc11c \ubc14\ub85c \uc6d4\uae09 \uad00\ub9ac \uc2dc\uc2a4\ud15c\uc744 \ub9cc\ub4e4\uc5b4 \ub450\uc2e0 \uac83 \uac19\uc544\uc694. \ubaa9\ud45c\ub97c \uba85\ud655\ud558\uac8c \uc7a1\uc544\ub450\uace0 \ud1b5\uc7a5\ucabc\uac1c\uae30\ub97c \ud1b5\ud574 \uc608\uc0b0\uc5d0 \ub9de\uac8c \ub3c8\uc744 \uc798 \uc0ac\uc6a9\ud558\uace0 \uacc4\uc2dc\ub124\uc694.<\/p>\n\n\n\n<p>\uad6c\uccb4\uc801\uc73c\ub85c \uc5b4\ub5a4 \ubd80\ubd84\uc774 \uc798\ud558\uace0 \uc788\ub294 \uc810\uc778\uc9c0 \uc9da\uc5b4 \ubcfc\uac8c\uc694.<\/p>\n\n\n\n<div style=\"height:24px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul>\n<li>\ubaa9\uc801\uc5d0 \ub530\ub77c \ud1b5\uc7a5\uc744 \ub530\ub85c \uad00\ub9ac\ud558\ub294 \u2018\ud1b5\uc7a5\ucabc\uac1c\uae30\u2019\ub97c \ud574\ub450\uc5c8\uc5b4\uc694. \uc6d4\uae09\ub0a0, \uc6d4\uae09\ud1b5\uc7a5\uc5d0 \ub4e4\uc5b4\uc628 \ub3c8\uc774 \ubaa8\ub450 \ubaa9\uc801\ubcc4 \ud1b5\uc7a5\uc73c\ub85c \uc774\ub3d9\ud574, \uc120\uc800\ucd95 \ud6c4\uc9c0\ucd9c\uc774 \uc790\ub3d9\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c0\uac8c\ub054 \ud588\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc2e0\uc6a9\uce74\ub4dc \uc0ac\uc6a9 \uae30\uc900\uc744 \uba85\ud655\ud558\uac8c \uc7a1\uc544\ub450\uace0, \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\ub294 \ucd5c\uc18c \uacb0\uc81c\uae08\uc561(\uc804\uc6d4\uc2e4\uc801) \ub9cc\ud07c \uc0ac\uc6a9\ud558\uace0 \uc788\uc5b4\uc694. \uc120\uacb0\uc81c\ub97c \ud1b5\ud574 \uacb0\uc81c \ub300\uae08\uc774 \ud1b5\uc7a5\uc5d0\uc11c \ubc14\ub85c \ube60\uc838\ub098\uac00\uac8c \ub9cc\ub4e4\uc5b4,= \uccb4\ud06c\uce74\ub4dc\ucc98\ub7fc \uc0ac\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc54c\ub730\uad50\ud1b5\uce74\ub4dc, \uccad\ub144\ub0b4\uc77c\ucc44\uc6c0\uacf5\uc81c, \uc54c\ub730\ud3f0 \uc694\uae08\uc81c \ub4f1 \ub098\uc5d0\uac8c \uc798 \ub9de\ub294 \uc9c0\uc6d0\uc0ac\uc5c5\uc774\ub098 \uc0c1\ud488\uc744 \uc798 \ucc3e\uc544 \ud65c\uc6a9\ud558\uace0 \uc788\uc5b4\uc694. \ud2b9\ud788 \ud1b5\uc2e0\ube44, \uad50\ud1b5\ube44\uc640 \uac19\uc740 \uace0\uc815\ube44\ub294 \ud55c \ubc88 \uc904\uc5ec\ub450\uba74 \ub204\uc801\ub418\ub294 \ube44\uc6a9 \uc808\uac10 \ud6a8\uacfc\uac00 \ud06c\ub2f5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uacbd\uc870\uc0ac\ube44 \ud1b5\uc7a5\uc5d0 \ub9e4\ub2ec 5\ub9cc \uc6d0\uc529 \uc800\ucd95\ud574 \ub193\uace0, \uacbd\uc870\uc0ac\ube44 \uc9c0\ucd9c\uc774 \uc788\uc744 \ub54c \ubaa8\uc544\ub454 \ub3c8\uc5d0\uc11c \uc4f0\uace0 \uc788\uc5b4\uc694. \uc774\ub807\uac8c \uad00\ub9ac\ud558\uba74, \uacbd\uc870\uc0ac\uac00 \ubab0\ub9b0 \ub2ec\uc5d0\ub3c4 \ub0b4 \uacc4\ud68d\ub300\ub85c \uc800\ucd95\uc744 \uc774\uc5b4\uac08 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<div style=\"height:24px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\ubcf4\ub0b4\uc8fc\uc2e0 \uba38\ub2c8\ub85c\uadf8\uc5d0\uc11c \ubf51\uc544\ubcf8 \ub0b4\uc6a9\ub9cc\uc73c\ub85c\ub3c4 \ud55c\ubc14\ub2e5\uc774\uc8e0? \uc774\ubbf8 \uc5d8\ub9ac \ub2d8\uc740 \uc2e0\uc785\uc0ac\uc6d0 \uad6c\ub3c5\uc790\ubd84\ub4e4\uc774 \ucc38\uace0\ud574\uc57c \ud560 \uc7ac\ud14c\ud06c \ubaa8\ubc94\uc0dd\uc774\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ub178\ub294 \ub3c8\uc740 \ud30c\ud0b9\ud1b5\uc7a5\uc5d0 \uad00\ub9ac\ud558\uc138\uc694<\/strong><\/h3>\n\n\n\n<p>\ube44\uc0c1\uae08 \uae08\uc561\uc740 \uc5d8\ub9ac \ub2d8\uc774 \ubc1b\ub294 \uc6d4\uae09\uc758 3\ubc30 \uc815\ub3c4\uba74 \ucda9\ubd84\ud574\uc694. \ub098\uc774\uac00 \ub4e4\uac70\ub098 \uac00\uc815\uc774 \uc0dd\uae30\uba74 \ube44\uc0c1\uae08 \uaddc\ubaa8\ub294 \ub354 \ucee4\uc838\uc57c \ud558\uc9c0\ub9cc, \uc9c0\uae08\uc740 \uc6d4\uae09\uc758 3\ubc30 \uc815\ub3c4\ub85c \ucda9\ubd84\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud604\uc7ac \uc5d8\ub9ac \ub2d8\uc758 \ube44\uc0c1\uae08 \uaddc\ubaa8\uac00 \ub531 \uc774 \uc815\ub3c4\uc608\uc694. \uae08\uc561\uc744 \ub35c\uac70\ub098 \ub354\ud558\uc9c0\ub294 \ub9d0\uace0, \ud30c\ud0b9\ud1b5\uc7a5\uc73c\ub85c \uad00\ub9ac\ud558\uc2dc\ub294 \uac78 \ucd94\ucc9c \ub4dc\ub9bd\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc694\uc998 \uc778\ud130\ub137\uc804\ubb38\uc740\ud589\uc758 \ud30c\ud0b9\ud1b5\uc7a5 \uae08\ub9ac\uac00 \ub0ae\uc544\uc9c0\uace0, \uc800\ucd95\uc740\ud589\uc774 \uace0\uae08\ub9ac \ud30c\ud0b9\ud1b5\uc7a5\uc744 \ucd9c\uc2dc\ud558\ub294 \ucd94\uc138\uc778\ub370\uc694, \uc5ec\uae30\uc11c\ub294 1\ud638 \uc778\ud130\ub137\uc804\ubb38\uc740\ud589 \ucf00\uc774\ubc45\ud06c\uc758 \ud30c\ud0b9\ud1b5\uc7a5\uc6a9 \uae08\uc735\uc0c1\ud488\uc73c\ub85c \uc124\uba85\ud574 \ubcfc\uac8c\uc694.&nbsp;<\/p>\n\n\n\n<p>\ucf00\uc774\ubc45\ud06c\uc758 \ud50c\ub7ec\uc2a4\ubc15\uc2a4\ub294 \uc5f0 2.30% \uae08\ub9ac\uc758 \ud30c\ud0b9\ud1b5\uc7a5\uc774\uc5d0\uc694. \uc9c0\uc815\ub41c \uacc4\uc88c\ub85c\ub9cc \uc785\ucd9c\uae08\ud560 \uc218 \uc788\ub294\ub370\uc694, \uc774\ub807\uac8c \uc27d\uac8c \ub3c8\uc744 \uaebc\ub0b4\uc4f8 \uc218 \uc5c6\ub2e4\ub294 \uc810 \uc624\ud788\ub824 \uc7a5\uc810\uc785\ub2c8\ub2e4. \ube44\uc0c1\uae08 \ub4f1 \ubb36\uc5b4\ub46c\uc57c \ud560 \ub3c8\uc740 \uc811\uadfc\uc131\uc744 \ub0ae\ucdb0\ub194\ub3c4 \uc88b\uc544\uc694.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ube44\uc0c1\uae08 \uc678\uc758 \ub3c8\uc740 \uc774\ub807\uac8c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc5b4\uc694<\/strong><\/h3>\n\n\n\n<p>\ube44\uc0c1\uae08 \uc678\uc5d0 \uc800\ucd95\uc73c\ub85c \ubaa8\uc740 \ud604\uae08\uc740 \uc138 \uac00\uc9c0 \ubc29\uc2dd\uc73c\ub85c \uad00\ub9ac\ud560 \uc218 \uc788\uc5b4\uc694.<\/p>\n\n\n\n<div style=\"height:24px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<ul>\n<li>\ub3c8\uc744 \ub3c4\uc911\uc5d0 \uaebc\ub0b4\uc4f8 \uc218 \uc5c6\ub3c4\ub85d 1\ub144 \ub9cc\uae30 \uc815\uae30\uc608\uae08\uc73c\ub85c \ubb36\uc5b4\ub450\ub294 \uac83<\/li>\n\n\n\n<li>\uc99d\uad8c\uc0ac CMA\ub098 \uc740\ud589 \ud30c\ud0b9 \ud1b5\uc7a5(\uc5b8\uc81c\ub4e0\uc9c0 \ub3c8\uc744 \uaebc\ub0b4\uc4f8 \uc218 \uc788\uace0 \ub9e4\uc77c \uc774\uc790\ub97c \uc9c0\uae09\ud558\ub294 \uc0c1\ud488) \uc911 \uae08\ub9ac \ub192\uc740 \uc0c1\ud488\uc5d0 \ub123\uc5b4\ub450\uace0, \uc8fc\uae30\uc801\uc73c\ub85c \uae08\ub9ac\ub97c \ube44\uad50\ud574 \ub192\uc740 \uae08\ub9ac\uc758 \uc0c1\ud488\uc73c\ub85c \uc62e\uae30\ub294 \uac83<\/li>\n\n\n\n<li>\ud48d\ucc28 \ub3cc\ub9ac\uae30\ub97c \ud1b5\ud574 \ub2e4\uc2dc \uc800\ucd95\uc73c\ub85c \ub3cc\ub9ac\ub294 \uac83<\/li>\n<\/ul>\n\n\n\n<div style=\"height:24px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\uc774 \uc911 \ud48d\ucc28 \ub3cc\ub9ac\uae30 \ubc29\uc2dd\uc740<a href=\"https:\/\/www.kakaobank.com\/bank-story\/195\" target=\"_blank\" rel=\"noreferrer noopener\">&nbsp;\uce74\uce74\uc624\ubc45\ud06c \ube14\ub85c\uadf8<\/a>\uc5d0 \uc798 \uc815\ub9ac\ub3fc \uc788\uc5b4\uc694. \uc5ec\ub7ec \uac1c\uc758 \uc801\uae08\uc5d0 \uac00\uc785\ud574\uc57c \ud558\uace0, \uc790\ub3d9\uc774\uccb4\uc5d0 \ud55c \ubc88\uc774\ub77c\ub3c4 \uc2e4\ud328\ud558\uba74 \uc6b0\ub300\uae08\ub9ac\ub97c 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